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Illustration of Interest Earned for PB UnionPay Savings Account

Illustration of Interest Earned for PB UnionPay Savings Account

PB UnionPay Savings Account Interest Rates with effect from 18 May 2020
Range Interest Rates (%p.a.) Effective Rates (%p.a.)
First RM3,000-00 0.00% 0.00%
Thereafter 0.30% 0.30%

Example 1:
1 day
interest earned for an account with outstanding balance of RM50,000 is as follows:
Range Interest Rate (%p.a.) Calculation Interest Earned (RM)
First RM3,000 0.00 First RM3,000 balance X 0.00% X 1/365* 0.00
Thereafter 0.30 Subsequent RM47,000 balance X 0.30% X 1/365* 0.39
Total Interest Earned 0.39
*366 if it is a leap year

Example 2:
30 days
interest earned for an account with outstanding balance of RM50,000 is as follows:
Range Interest Rate (%p.a.) Calculation Interest Earned (RM)
First RM3,000 0.00 First RM3,000 balance X 0.00% X 30/365* 0.00
Thereafter 0.30 Subsequent RM47,000 balance X 0.30% X 30/365* 11.59
Total Interest Earned 11.59
*366 if it is a leap year